Our Services

While developing a customized financial program, we will walk you through a step-by-step process that can help make you feel confident in your decisions.

Once your goals have been established, we will customize appropriate strategies to suit your vision and objectives. Wealth By Design serves individuals and businesses in all areas of financial management, including:

Retirement planning 

Making the most of your employer-sponsored retirement plans and IRAs. Determining how much you need to retire comfortably and designing the strategy appropriate for your timeframe; analyzing and managing assets before and during retirement. 

Investment planning 

Determining your asset allocation needs and helping you understand your risk tolerance. Recommending the appropriate investment vehicles and portfolio construction to help you work towards your goals.  Monitoring your portfolio with thorough and regular portfolio reviews. Identifying and adapting to any significant life events that may affect your objectives.

Tax management 

Looking for ways to help reduce your current and future tax burden. Assessing the use of fixed, variable, SPIA, immediate, or QLAC annuities; reviewing any annuities you may already own.  Referring you to qualified tax specialists. 

Estate planning 

Reviewing your wills and trusts and beneficiary designations, helping to preserve your estate for your intended heirs. Reducing exposure to estate taxes and probate costs. Coordinating with your tax and legal advisers. 

Education funding 

Recommending investment and accumulation strategies to help you pay for your children's education. 

Risk management 

Reviewing existing insurance policies and recommending policy changes when appropriate. Finding the appropriate policy for your situation. 

Employee and executive benefits 

Helping your business attract and retain qualified employees through benefit packages.